About SMI

59 Years and 5 Locations
...and counting.

After nearly 60 years of operation SMI has evolved in several ways, including its staffing, its use of technology, and its product offering.
Our dedicated staff have a broad range of professional accreditations and are looking forward to helping you SMILE.

Learn More Meet the team

Learn about the SMI Difference

Stewart Morrison Insurance Management Lineup

Our Legacy

Original Lindsay Office Building
Original Lindsay Office Building

Stewart Morrison Insurance has been serving people in the Kawarthas, Durham, and Peterborough since establishment in 1971 by Stewart Morrison. The first office was located in Sunderland; growing throughout the years into a leading regional insurance services provider with 5 branch offices, and over 30 staff.

Over the years the company has grown from being primarily a supplier of insurance for local farmers and families, to a regional supplier of insurance of all lines of insurance including Home, Auto, Business, Farm, Municipal, Not-For-Profit, Life, and much more.

Now with five offices located in communities within Durham Region, Peterborough County, and the City of Kawartha Lakes the company is poised for continued growth.

Stewart Morrison
Stewart Morrison

The SMI Difference

In this crazy mixed up world, it is important to find people you can really trust. Buying insurance for some can seem easy, maybe some think you can just purchase it on-line like a shirt, but truthfully the advice of the right professional broker is a must. There are lots of insurance brokerages offering to do their best, but at Stewart Morrison Insurance we do more than make promises, we actually walk the walk!

Marlene Morrison Nicholls

I am Marlene Morrison Nicholls and I invite you to experience why our team is different.

...a farmer first, he believed in hard work, long hours and having a little fun.

Stewart Morrison was the founder of this company; a farmer first, he believed in hard work, long hours and having a little fun. He believed his customers deserved the best. He taught that to his daughter Marlene Morrison Nicholls, who joined him in the business in 1976. Marlene has lead the company for the last 40 years, building on these values, bringing a small insurance agency to a large brokerage that now owns and operates several local offices, with a staff that rises above the crowd in expertise and technical ability. Her husband Ken Nicholls, is a partner in life and in the business. His expertise in Farm and Business insurance along with his IT knowledge keeps this brokerage cutting edge.

Stewart Morrison and Marlene
Stewart Morrison and Marlene

Ken joined Stewart Morrison Insurance in 1989, obtaining his Registered Insurance Brokers license earlier that year. As a brokerage owner, he is responsible for personal, farm, and commercial business development and is dedicated to new initiatives and service in this area. Ken serves as Administrator for the company’s IT system, which is considered leading edge in the industry. He holds a Chartered Insurance Professional (C.I.P.) designation from the Insurance Institute of Canada and a Canadian Accredited Insurance Broker (CAIB) designation from the Insurance Brokers Association of Ontario.
Ken is active throughout the communities we serve.

Stewart Morrison Insurance has insured generations of families and clients and have second and third generation staff as well. Emily Avery-Graves, 3rd generation, leads Business Development and is an expert in Claims management & Specialty lines of insurance. This shows the commitment they each have to the people that they serve.

When it comes to Insurance and Services they are unrivalled.

When it comes to Insurance and services they are unrivalled. Your home, business and all the things you have worked hard for need to be protected. They don’t want you to hear, “unfortunately there wasn’t enough insurance” . These are common headlines following fires or other claims. Not it you’re insured with SMI, the SMI crew ensures you have the right insurance, at the right price.

Buying insurance at SMI is just the beginning of a truly personal relationship. Marlene and Ken make sure you are looked after not only when you purchase your insurance but more importantly if you need it. They answer the call after hours along with a great team of people. Advocacy is what we do best, Marlene has often said. If you need it insured we can insure it, if you have a claim and you are unhappy, we will fix it.

Stewart Morrison would be proud of the company Marlene and her team have built. If you want to experience something very different, ask us about your insurance. You won’t be disappointed.

Our pledge to you is to make sure that using a broker means something. That's why we strive to make sure your SMI broker is everything you need them to be.

Our History


Stewart Morrison started career in insurance.


Stewart Morrison Insurance established,
opens in Sunderland sharing an office with Ronald J. Swain, Barrister.


Sunderland office opens full time.


Purchased full time office at River St. in Sunderland,
next to the grocery store - electronic typewriters
were first utilized.


Woodville office opened in the old butcher shop on Main Street.


Marlene Morrison Nicholls 
officially joins SMI.


Lindsay office opens at 29 Cambridge Street
with first computer processor - exciting!


Agents became self-regulated and became brokers.


158 Lindsay St. South undergoes major renovations lead by
Ken Nicholls and becomes our Head Office.

Ken Nicholls officially joins SMI.


SMI becomes fully automated with the implementation
of Agency Manager TAM-BMS.


Stewart the Bear joins the team.


Sunderland office moves out onto Hwy 12
with the purchase of the Ross Doble property.


SMI wins the prestigious Lindsay & District Chamber
of Commerce Customer Service Award.


SMI partners with Lindsay Fire Department to purchase a 
Sparky SMART Car, sharing safety with our community.


Introduction of the THINK BLUE campaign.


Marlene wins the Lindsay & District Chamber of
Commerce's Business Leader-of-the-Year Award.


Emily Avery-Graves joins SMI, carrying on the family
tradition as Business Development Manager.


Stewart Morrison passes.


SMI opens a new satellite office in Bobcaygeon.


SMI Purchases Palmer Insurance in Fenelon Falls.


Major fire at SMI Lindsay: never missed a call and were set up
and fully operational at the mall in less than a week.


SMI opens their new Port Perry office.


Sunderland office amalgamates with Port Perry office.


Grand Opening in Fenelon Falls, a brand new look and a bright future.


SMI returns to the the Lindsay office (after the fire).


LDCC marketing excellence award.


LDCC design excellence award.


Marlene wins the Woman Resources Award for
Extraordinary Woman in Business.


SMI celebrates inclusivity.


SMI wins KLTW Platinum Broker of the year,
and Diamond Brokerage of the year.

Say hello to Stewart Morrison Insurance

Meet the Team
Stewart Morrison Insurance Broker Lineup