LEISURE
& LIFESTYLE INSURANCE

FIND THE BEST FIT FOR YOUR LIFESTYLE



Whether you enjoy spending time in your seasonal dwelling, hitting the open sea in your boat, cruising around on your motorcycle or in your classic car, touring in your RV, riding the trails on your ATV, or letting the snow fly from your snowmobile, you need to be covered. You have earned the right to enjoy your lifestyle worry-free, knowing that you have the right coverage and protection while on the road, water, trails or at your home away from home.

ATV / SIDE-BY-SIDE INSURANCE

Experience a life of freedom and adventure! From a planned vacation out on the trails or work around the house, make sure you have the coverage you need when you need it. There are a number of additional coverage options that you may want to include in your ATV/Side-By-Side insurance policy. Take the time to discuss your coverage needs with us to determine which coverage options are best for you. 

ATV/Side-By-Side insurance coverage can include (depending on your policy): accident benefits, collision, comprehensive, liability, personal property, ATV trailers, as well as discount, when you bundle with other insurance policies!

BOAT INSURANCE

Whether you have a cottage on the lake spending your weekends towing your kids on tubes and water skies or have a party boat that you like to load with guests, food, and fun, you deserve the peace of mind to enjoy it all. We will help you with this.

Boat insurance coverages include liability, replacement guarantee, and agreed value, personal effects, expanded navigation territory, emergency towing and medical, loff of use and living expenses, medical/funeral and death benefit, physical damage, as well as discounts when you bundle your insurance!

COTTAGE INSURANCE

A seasonal cottage, year-round second home, a log cabin, or even a cottage on an island, we can insure that. Cottage insurance coverages vary depending on the policy, but can include:

  • Your Cottage
  • Contents
  • Detached Buildings
  • Rental Income
  • Watercraft
  • Liability
     
Let us help take the worry out of living your best life.

HIGH VALUE HOME INSURANCE

The custom Luxury Home Insurance policies offered by Stewart Morrison Insurance consider the unique features of custom, luxury, and heritage homes, closing the gap between a standard home policy and special assets you may have such as wine, art, and jewelry collections. A professional Replacement Cost appraisal will be completed, at no cost to establish proper limits on your high-value home. 

MOTORCYCLE INSURANCE

When considering your motorcycle insurance needs, it is important to understand the types of coverages that are available, including accident benefits, collision, comprehensive, liability, replacement guarantee, personal effects, protective equipment, and vacation expense.

From a planned vacation to a quick ride to the store, make sure you have the coverage you need when you need it. There are a number of additional coverage options that you may want to include in your motorcycle insurance policy. Ask your insurance broker about the additional coverages today!

RV INSURANCE

Stewart Morrison Insurance's RV insurance policies are tailored to offer the right protection whether you are onsite or on the road. Our coverage not only extends to your investment in your RV unit and personal property but also your liability while traveling on the road or while parked. We also have roadside assistance and vacation expenses to allow you to continue on your vacation if your trailer is damaged or destroyed. Thinking of renting your RV out on an RV Share site? We have coverage for that too.

SNOWMOBILE INSURANCE

When considering your snowmobile insurance needs, it is important to understand the types of coverages that are available, including accident benefits, collision, comprehensive, liability, personal property, and snowmobile trailers.

There are a number of additional coverage options that you may want to include in your snowmobile insurance policy. Take the time to discuss your coverage needs with us to determine which coverage options are best for you. 

 

WATERCRAFT INSURANCE

Whether you have a cottage on the lake spending your weekends riding the lakes with your jet ski's, you deserve the peace of mind to enjoy it all. We will help you with this.

Watercraft insurance coverage can include (depending on your policy): liability, replacement guarantee, and agreed value, personal effects, expanded navigation territory, emergency towing and medical, loss of use and living expenses, medical/funeral and death benefit, and physical damage.

Do you have a home, car, or cottage? Consider bundling your insurance coverages to receive a reduced rate!

Are you hosting a Special Event?

Special Event Insurance Coverage provides protection while hosting an event. Whether you are planning a wedding, private party, or another special event, SMI understands you have devoted a lot of time and resources in preparation. That’s why we make it quick, easy, and affordable to get the insurance coverage and peace of mind you need for your special day.

Stewart Morrison Insurance provides
Special Event Insurance coverage to protect you for single or multi-day functions. 



                           
       Coverage is available for various types of events including:                         

  • Wedding Ceremony and Reception
  • Jack & Jill
  • Private Party
  • The concert, Fair, Festival
  • Golf Tournament
  • Trade Show Exhibit
  • and Many Others!

DISCOVER AND LEARN  
 

OUR TEAM MAKES THE DIFFERENCE