STEWART MORRISON INSURANCE PUTS FARMERS FIRST
Our team of brokers has years of experience and first-hand knowledge to protect what matters most to you!
What is covered with a Farm/ Agribusiness Insurance Policy?
Canadian livestock production is known for its high quality and excellence around the world. Protect your livestock, no matter the scale of your operation. We offer a range of specialized solutions to meet your insurance needs such as:
Ontario farmers produce some of the best food. Produce is the harvested crop and the result of your hard work, so you want to protect it from losses such as fire or theft. Produce covers a wide spectrum from apple growers to grain and hay.
Farm liability insurance protects your farm operations and personal liability on and off your property. It provides coverage for anything you are legally liable for such as equipment traveling on the road or livestock causing an accident on the roadway.
Your farm insurance policy can include agriculture outbuildings utilized for your operation. Stewart Morrison Insurance can provide All Risk or Named Perils coverage. Our team will also assist you to establish a rebuild value in case of a loss.
PEACE OF MIND
Your SMI Farm Broker has experience and expertise in farming and business insurance. A personalized assessment of your farm operation allows for a good discussion on the best insurance coverages for you.
Business interruption insurance coverage can provide for your loss of income until you are operating again.
The Province of Ontario has strict legislation for pollution liability. You may be responsible for environmental damage such as an accidental chemical or oil spill. The cost of cleanup, damages, and legal costs can be significant.
ACCIDENT AND SICKNESS
Were you involved in an accident and can no longer work? Accident and sickness insurance coverage can provide coverage to pay the wages of the hired help. Specific limits do apply depending on your coverage.