Commission Disclosure

As an independent insurance broker, we purchase insurance products and services on your behalf from the leading insurance companies in Canada, allowing us to offer you competitive pricing and the best coverages available.

Our insurance specialists ensure your property is thoroughly evaluated, recommendations for coverage are explained, and you are safeguarded against loss. If something unforeseen occurs and you are forced to make a claim, we will always represent your best interests.

How do we get paid for the services we provide?

INSURANCE COMPANY AUTO PROPERTY/LIABILITY
Abex 15%
AM Fredericks 12% – 15%
April Canada 15%
Aviva 12.5%
Brokerlink 10%
Burns & Wilcox 10% – 15%
Canada AM 10%
Chieftain 12.5% 20%
Cowan Insurance 15%
Ecclesiastical 15% – 20%
Echelon 12.5%
Economical 12.5% 20%
eUnderwriters 12.5%
Frank Cowan Company 3.5% – 10%
Game Day 15%
GroupOne 15%
Guarantee 12.5% 15% – 20%
Hagerty 12.5%
Hub International 10%
Intact 12.5% 20%
Nordic 5% – 10%
Oasis 10% – 12.5%
Optimum 12.5% 20%
Pacific Marine 15%
Premier Marine 15%
South Western Group 10% – 15%
Special Risk Insurance Manager 10% – 15%
The Commonwell 10% – 12.5% 20%
The Totten Group 12.5% – 15%
Travelers 12.5% 20%
Trisura 15% – 20%
Wawanesa 12.5% 20%

*Insurers with whom we also have Contingent Profit Commission agreements. We may be eligible for this additional compensation, such as profit-sharing or prizes, if we meet certain requirements pertaining to volume and/or a mix of business, retention, and/or loss ratios. Contingent Profit Commissions are not guaranteed and plans vary widely from company to company.

We receive a percentage of your insurance premium as a commission, paid to us by your insurance company. In compliance with rules laid out by the Insurance Brokers Association of Ontario and Registered Insurance Brokers of Ontario, we’ve listed below the insurers we represent and the range of compensation each provides as a percentage of your overall premium.