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Umbrella Liability Insurance Basics
When considering your personal insurance needs, it is important to understand the types of coverages that are available.
Let say you get into an auto accident, someone falls into your pool - whatever the occurrence it is a possibility that you could be sued.
What if you are sued and the award goes to the plaintiff? You have insurance that will cover it. But what if the amount is over the policy limits?
You'll need the protection that will top up after other policy limits are exhausted.
This is called Umbrella Liability Insurance.