Custom-Built Insurance Coverage You Can Count On
You are the person people trust for new builds, renovations or repairs, and we understand you want to provide a great service while ensuring you and your clients are protected. From builders’ risk to materials or tool theft from a work site, equipment coverage to bid bonds, we can provide the right insurance for you.
Our expert insurance brokers will take the time to understand your operations so we can craft a custom insurance policy for your business. We’ll make sure you have the right level of liability, theft, damage and other coverages, and if you ever need to make a claim, we’ll be there to advocate for you — so you can focus on getting back on the job.
We provide insurance for a wide range of construction industry contractors and trades, such as:
- Drywall Contractors
- Window and Door Installers
- House Movers
- HVAC Installers
- and more
Our trades and contractors insurance packages give you the right coverage at the best value. Let’s work together to build you a custom solution you can count on.
Trades and Contractors Insurance Coverages
Your business is unique, so your insurance should be, too. Here are some of the coverages you may need.
Coverage for loss or damage to buildings you own as a result of fire, wind, water, theft or other unexpected incidences.
Equipment and Tool Floaters
Coverage for the loss or damage of tools and equipment, including from theft, at your work site, in storage or while in transit. This can include loss of use or rental coverage for down time.
Provides coverage for materials not yet installed or in process of installation, including damage of materials, supplies and equipment while in transit or during installation.
Coverage for financial loss of currency or inventory due to employee dishonesty, inside or outside robbery, fraud, or forgery.
Covers property owners or builders of projects for damage or losses that occur during the course of construction, renovations, or repairs.
Loss of Income / Business Interruption
Coverage for loss of income as a result of an interruption of your regular business operations due to a covered loss.
Protects your business against claims for bodily injury, property damage, or products or advertising liability that arise from your business operations.
Contractor’s Errors and Omissions
A specific form of liability coverage to protect against claims of unintentional work errors, defective products or inadequate or defective work that results in the client’s property being unusable (i.e., impaired property).
Blanket coverage to protect the project owner, contractors and sub-contractors under one policy.
Coverage for vehicles used for or registered to your business. This allows your employees or others to drive with coverage for liability, accident benefit, collision, comprehensive, and loss of use, in case of an accident.
This third-party contract is designed to guarantee a contractor will fulfill their contractual obligations. There are three main types of surety bonds:
- Bid Bond: guarantees ability to complete job as outlined in a bid
- Performance Bond: guarantees quality and terms of work
- Payment Bond: guarantees payments between owner, contractor and subcontractors, labourers and suppliers