Health & Fitness Insurance
What’s Yoursurance for your health & fitness business?
No matter what kind of business you are in you need protection for the unique risks you face working with the public everyday.
Switching is easier than you think, and the right insurance is really affordable.
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Health & Fitness Insurance Basics
When considering your business insurance needs, it is important to understand the types of coverages that are available.
A complete insurance package for your Health & Fitness will be developed by your SMI insurance specialist.
We will visit you at your studio, or gym, to personally review your risks & operations and
make real recommendations for the best package and price for you!
Yoursurance: What you should protect for your business
Coverage for loss or damage to your buildings if you own it as a result a claim such as fire, wind, water, theft and other unexpected incidences.
Contents, Stock & Equipment
Protecting your stores against loss or damage to your property such as product, inventory, POS systems, shelving, furniture and computers.
Coverage to protect yourself against claims related to your delivery of professional services, and/or advice.
Protection from lawsuit arising from injuries to program participants.
Tenants Legal Liability
Coverage for Tenants liability exposure regarding loss or damage to the property they rent.
Coverage to protect your business against claims made by others for bodily injury and property damage, products, services and advertising that arise from your business operations
Coverage for you and your employee drivers for liability, and your vehicle for damages, should an accident occur during business use.
Coverage to assist and defend the organization against allegations of abuse that may arise when working within the programming or operational happenings of the organization.
Professional liability coverage that responds to negligence from professional services that lead to bodily harm.
Coverage for financial loss of currency or inventory from employee dishonesty, inside or outside robbery, fraud and forgery.
Loss of Income/Business Interruption
Coverage for replacing lost income as a result of interruption of your regular business operations due to a loss, or claim. Options for extra expense incurred for relocation and advertising.