Health and Fitness Insurance

Health and wellness is a priority for you and your clients. You can focus on powerlifting, yoga, boxing, rock climbing, spin classes or personal training while we ensure you, your gym or studio and your clients are protected.

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Insuring Your Gym or Fitness Studio

You’re dedicated to helping people reach their health and fitness goals, and it’s easier to focus on your clients and growing your business when you have an insurance policy you can depend upon. Whether you own a gym or fitness studio or you’re a private personal trainer or coach, our insurance experts understand your unique insurance needs.

We’ll take the time to get to know how your business operates so we can create a policy that ensures you’re well protected and uses your premiums wisely. Later, if you need to make a claim, we’ll be there to advocate for you at every step — so you can get back to motivating people to move.

We provide health and fitness insurance for a wide range of businesses, such as:

  • Gyms
  • Fitness Clubs
  • Yoga Studios
  • Boxing Studios
  • Climbing Gyms
  • Spinning Studios
  • CrossFit Gyms
  • Personal Trainers
  • Sports Programs
  • Aquatic Centres
  • Running Clubs
  • and more

Our health and fitness insurance packages give you the right coverage at the best value. Let’s work together to build you a custom solution you can count on.

Health and Fitness Insurance Coverages

Your business is unique, so your insurance should be, too. Here are some of the coverages you may need.

  • Buildings

    Coverage for loss or damage to buildings you own as a result of fire, wind, water, theft or other unexpected incidents.

  • Contents, Stock and Equipment

    Protects against loss or damage to your property, such as exercise equipment, inventory, POS systems, shelving, furniture and computers.

  • Crime

    Coverage for financial loss of currency or inventory due to employee dishonesty, inside or outside robbery, fraud, or forgery.

  • Loss of Income / Business Interruption

    Coverage for loss of income as a result of an interruption of your regular business operations due to a covered loss.

  • Commercial Liability

    Coverage to protect your business against claims made by others for bodily injury, property damage, or products, services and advertising liability that arise from your business operations.

  • Tenants Legal Liability

    Coverage for rented business premises to protect you, as a tenant, from legal liability for loss or damage to the space — for example, if dropped equipment damages flooring.

  • Non-Owned Auto

    Provides coverage for your organization for vehicles used not owned by the organization such as employee personal vehicles.

  • Professional Liability

    Coverage to protect you and your business against claims related to your delivery of professional services and/or advice.

  • Participant Liability

    Protects you and your business from lawsuits arising from injuries to clients and program participants.

  • Abuse Liability

    Coverage to assist and defend you and your business against allegations of abuse that may arise from the services you provide.

  • Malpractice Liability

    Professional liability coverage that responds to claims of negligence in cases where professional service delivery leads to bodily harm.

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Why Choose Stewart Morrison Insurance?

We Provide Guidance

We provide genuine care, expertise and personalized service you can count on. You deserve to feel you can trust your insurance broker to do the best for you. We listen, ask questions and understand, taking the worry out of purchasing insurance. You will have a dedicated person to talk with, and they will deliver the right solutions for your family or your business.

We Deliver Value

Once we understand your needs, we will negotiate the right coverage and competitive premiums with the insurance provider most suited to you. Your premium dollars should be used to the best advantage, and we do that for you.

We Advocate for You

Insurance is complex and different for everyone, and that’s why it needs a human touch. We’ll guide you through purchasing your insurance and assist in the claims process. We have strong relationships with our insurance partners, who respect what we do, and because we have the right coverage in place for you from the beginning, we can and will advocate for you. Our commitment is to be there when you need us, always.

“We take the worry out of purchasing insurance. Call us: Our business is to protect yours.”

Marlene Morrison Nicholls
President & CEO

Live Your Best, Let Us Do the Rest

We’re here to ensure you’re protected and have insurance options for your business, your home and all that matters to you. Learn more: