Insuring Your Gym or Fitness Studio
You’re dedicated to helping people reach their health and fitness goals, and it’s easier to focus on your clients and growing your business when you have an insurance policy you can depend upon. Whether you own a gym or fitness studio or you’re a private personal trainer or coach, our insurance experts understand your unique insurance needs.
We’ll take the time to get to know how your business operates so we can create a policy that ensures you’re well protected and uses your premiums wisely. Later, if you need to make a claim, we’ll be there to advocate for you at every step — so you can get back to motivating people to move.
We provide health and fitness insurance for a wide range of businesses, such as:
- Fitness Clubs
- Yoga Studios
- Boxing Studios
- Climbing Gyms
- Spinning Studios
- CrossFit Gyms
- Personal Trainers
- Sports Programs
- Aquatic Centres
- Running Clubs
- and more
Our health and fitness insurance packages give you the right coverage at the best value. Let’s work together to build you a custom solution you can count on.
Health and Fitness Insurance Coverages
Your business is unique, so your insurance should be, too. Here are some of the coverages you may need.
Coverage for loss or damage to buildings you own as a result of fire, wind, water, theft or other unexpected incidents.
Contents, Stock and Equipment
Protects against loss or damage to your property, such as exercise equipment, inventory, POS systems, shelving, furniture and computers.
Coverage for financial loss of currency or inventory due to employee dishonesty, inside or outside robbery, fraud, or forgery.
Loss of Income / Business Interruption
Coverage for loss of income as a result of an interruption of your regular business operations due to a covered loss.
Coverage to protect your business against claims made by others for bodily injury, property damage, or products, services and advertising liability that arise from your business operations.
Tenants Legal Liability
Coverage for rented business premises to protect you, as a tenant, from legal liability for loss or damage to the space — for example, if dropped equipment damages flooring.
Provides coverage for your organization for vehicles used not owned by the organization such as employee personal vehicles.
Coverage to protect you and your business against claims related to your delivery of professional services and/or advice.
Protects you and your business from lawsuits arising from injuries to clients and program participants.
Coverage to assist and defend you and your business against allegations of abuse that may arise from the services you provide.
Professional liability coverage that responds to claims of negligence in cases where professional service delivery leads to bodily harm.