Commercial Auto Insurance

What’s Yoursurance for your fleet?

You rely on your vehicles to keep up with your growing business. Having proper protection allows you to never skip a beat.
Switching is easier than you think, and the right insurance is really affordable

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Commercial Auto Basics

When considering your business insurance needs, it is important to understand the types of coverages that are available.

Your commercial vehicles may not be the primary way your business makes money, but they could put you and your
business in a risky situation if you are not insured correctly. Our commercial auto specialist will take an in-depth
look at your specific needs to make sure you are not overpaying, or underinsured. 

Yoursurance: What you should protect for your fleet

Liability

Provides coverage and protection when you are responsible for causing bodily injuring or property damage to another person or property.

Accident Benefits

In Ontario the option to sue for injury or loss of income is limited so you need to make sure you have the right coverage for you and your family as well as the occupants of your vehicle.

Collision

Covers costs to repair damages to your vehicle resulting from an accident with another vehicle or object.

Replacement guarantee

For some classes this optional coverage would replace your new car in an event of a theft or a total loss.

Accident forgiveness

An optional coverage to protect your rate if you have an accident that is your fault.

Temporary Replacement Vehicle

For some classes this optional coverage will cover you for a rental vehicle to keep you on the road while your car is being repaired, following a claim.

Trailers

Physical damage to your commercial trailer while being towed by your commercial vehicle.

Auto & Fleet

A reduced rate may be available with five or more commercial vehicles on your policy.

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