Insurance That Cares and Protects
You’re passionate about providing a safe, enriching environment for those in your care, and we know it’s easier to focus on the important work you do when your business is protected with a strong insurance policy. When unexpected events happen — whether an accident, building damage, a data breach or another issue — your insurance should be there to help you, day or night.
Our specialists in child and youth services and elderly care will review your operations to understand your needs, and then create a custom insurance solution that provides you with the right coverage at the best value. Later, if you need to make a claim, we’ll be there to advocate for you at every step — so you can get back to delivering compassionate care as quickly as possible.
We provide essential insurance for a wide range of child, youth and elderly services, such as:
- Tutoring Services
- Long-Term Care Homes
- Retirement Homes
- Seniors Residences
- Family Services
- Children’s Aid Organizations
- and more
Our insurance packages for child and youth services and elderly care give you the right coverage at the best value. Let’s work together to build you a custom solution you can count on.
Insurance Coverages for Child and Youth Services and Elderly Care
Your operations are unique, so your insurance should be, too. Here are some of the coverages you may need.
Coverage for loss or damage to buildings or facilities you own as a result of fire, wind, water, theft, or other unexpected incidents.
Contents, Equipment and Stock
Protects your facility against loss, damage or theft of your property, such as shelving, furniture, computers and instructional tools and materials.
Loss of Income / Business Interruption
Coverage for loss of income as a result of an interruption of your regular business operations due to a covered loss.
Coverage for financial loss of currency or inventory due to employee dishonesty, inside or outside robbery, fraud or forgery.
Protects you and your organization against legal liability claims made by others for bodily injury, property damage or advertising liability arising from your business operations.
Tenants Legal Liability
Coverage for rented business premises to protect you, as a tenant, from legal liability for loss or damage to the space you occupy.
Provides coverage for your organization for vehicles used but not owned by the organization, such as an employee’s personal vehicle.
Coverage to protect you and your organization against claims related to delivery of professional services and/or advice.
Professional liability coverage that responds to claims of negligence in cases where professional service delivery leads to bodily harm.
Coverage to assist and defend the organization against allegations of abuse that may arise from work with youth and vulnerable individuals.
Provides liability coverage for an employer if an employee becomes ill or is injured as a direct result of their employment.
Directors and Officers Liability
Provides organization directors, officers and board members protection from liability exposure resulting from lawsuits and risks associated with managing the organization.
Designed to provide protection from a data breach or other cyber event by assisting with costs such as recovery of information, network repairs, legal claims, and public relations services.
Coverage for vehicles registered to your organization and used in your operations for third-party liability and accident benefits, with optional coverages available for collision, comprehensive and loss of use.