Salon, Spa and Barbershop Insurance

Your salon or barbershop is a hub in the community — the place where clients come for a little pampering and a fresh look. When you protect your business with Stewart Morrison Insurance, you’ll get the right insurance coverage at the best value.

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Business Insurance Coverage That’s a Cut Above

You’ve mastered cut, colour and the customer experience, and your thriving business proves it. We know it is important to protect what you’ve built with the right insurance policy. Whether you own a salon or barbershop, or you’re a stylist who rents a chair, our business insurance experts understand the coverages you need. If you own your building or rent, specific coverage applies, and you’ll need protection for your business contents with replacement cost, as well as business liability for your operations. Income replacement is there for you if you have a loss, while cyber coverage for a data breach of your booking system or website is available.

We’ll take the time to get to know how your business runs so we can create a policy that ensures you’re well protected. If something unexpected happens and you need to make a claim, we’ll be there to advocate for you throughout the process. We take the worry out of insurance, so you can focus on giving your clients the amazing experience they know and love.

We provide business insurance for a wide range of salons and barbershops, such as:

  • Salons
  • Barbershops
  • Hair Stylists
  • Barbers
  • Colourists
  • Spas
  • Nail Salons
  • Estheticians
  • Nail Artists
  • and more

Our barber and salon insurance packages give you the right coverage at the best value. Let’s work together to build you a custom solution you can count on.

Barbershop and Hair Salon Insurance Coverages

Your business is unique, so your insurance should be, too. Here are some of the coverages you may need.

  • Buildings

    Covers buildings you own for loss or damage resulting from fire, wind, water, theft, or other unexpected incidents.

  • Contents, Equipment and Stock

    Protects against damage, loss and theft of your company property, such as salon and barber chairs, shampoo bowls, furniture and retail inventory.

  • Crime

    Coverage for financial loss of currency or inventory due to employee dishonesty, inside or outside robbery, fraud or forgery.

  • Loss of Income

    Coverage to replace loss of income as a result of an insured claim.

  • Commercial Liability

    Protects you and your business against legal liability claims made by others for bodily injury, property damage or advertising liability arising from your business operations.

  • Tenant’s Legal Liability

    Coverage for rented business premises to protect you, as a tenant, from legal liability for any loss or damage to the property — for example if you or your employee cause a fire or leave a tap running, resulting in water damage.

  • Professional Liability

    Protects you specifically against claims related to your delivery of professional services, and/or advice.

  • Cyber Risk

    Designed to provide protection from a data breach or other cyber event by assisting with costs such as recovery of information, network repairs, legal claims, and public relations services.

  • Business Vehicles

    Coverage for vehicles used or registered to your business for use in your operations, including liability, accident benefits, collision, comprehensive, loss of use to provide protection should an accident occur.

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Why Choose Stewart Morrison Insurance?

We Provide Guidance

We provide genuine care, expertise and personalized service you can count on. You deserve to feel you can trust your insurance broker to do the best for you. We listen, ask questions and understand, taking the worry out of purchasing insurance. You will have a dedicated person to talk with, and they will deliver the right solutions for your family or your business.

We Deliver Value

Once we understand your needs, we will negotiate the right coverage and competitive premiums with the insurance provider most suited to you. Your premium dollars should be used to the best advantage, and we do that for you.

We Advocate for You

Insurance is complex and different for everyone, and that’s why it needs a human touch. We’ll guide you through purchasing your insurance and assist in the claims process. We have strong relationships with our insurance partners, who respect what we do, and because we have the right coverage in place for you from the beginning, we can and will advocate for you. Our commitment is to be there when you need us, always.

“We take the worry out of purchasing insurance. Call us: Our business is to protect yours.”

Marlene Morrison Nicholls
President & CEO

Live Your Best, Let Us Do the Rest

We’re here to ensure you’re protected and have insurance options for your business, your home and all that matters to you. Learn more: