Arts, Culture and Events Insurance

Whether you’re organizing a community event such as Pride, planning your wedding or welcoming guests to your gallery, dance studio or theatre, we know the right insurance protection is essential. At Stewart Morrison Insurance, we’ll make sure you have the proper coverage at the best value.

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Business Insurance Coverage You Can Count On

Arts, culture and events enhance our communities. From Pride, fairs and concerts, to art galleries, dance studios and theatres, we can provide the best insurance options.

At Stewart Morrison Insurance, we’re proud supporters of arts, culture and events in our communities, and our business insurance experts understand your coverage needs. We’ll get to know your operations so we can create a tailored policy that ensures you and your business are well protected. If something goes wrong and you need to make a claim, we’ll be there to advocate for you throughout the process — so you can carry on without missing a beat.

We provide business insurance for a wide range of arts and culture events and spaces, such as:

  • Community Events
  • Fairs
  • Concerts
  • Trade Shows
  • Weddings
  • Rodeos
  • Art Galleries
  • Artist and Artisan Studios
  • Theatres
  • Dance Studios
  • and more

Our business insurance packages give you the right coverage at the best value. Let’s work together to build you a custom solution you can count on.

Arts, Culture and Events Insurance Coverages

Your business is unique, so your insurance should be, too. Here are some of the coverages you may need.

  • Property

    Coverage for loss or damage to property you own, including buildings, contents and equipment, and specialty floaters like fine arts or items on consignment.

  • Commercial Liability

    Protects your business against legal liability claims made by others for bodily injury, property damage, or advertising liability arising from your business operations.

  • Non-Owned Auto Liability

    Provides coverage for your organization for vehicles used but not owned by the organization, such as an employee’s personal vehicle.

  • Participant Liability

    Protection for organizers of an activity or event if participants are injured and initiate actions for damages.

  • Liquor Liability

    Protection from damages or injuries claimed for individuals or organizations hosting events where alcohol is served to guests or customers.

  • Abuse Liability

    Coverage to assist and defend the organization against allegations of abuse that may arise from work with youth and vulnerable individuals.

  • Warehousemen Liability

    Coverage for legal liability for the storage of property of others.

  • Directors and Officers

    Provides the organization’s directors, officers or board members from personal liability exposure for legal liability associated with management or decisions made on behalf of the organization.

  • Event Cancellation

    If your event can’t proceed due to uncontrolled circumstances, such as weather, damage to facilities or inability of persons to perform, this provides protection for expenses or loss of revenue.

  • Commercial Vehicle

    Coverage for vehicles registered to your business and used in your operations for third-party liability and accident benefits, with optional coverages available for all perils, collision, comprehensive and loss of use.

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Why Choose Stewart Morrison Insurance?

We Provide Guidance

We provide genuine care, expertise and personalized service you can count on. You deserve to feel you can trust your insurance broker to do the best for you. We listen, ask questions and understand, taking the worry out of purchasing insurance. You will have a dedicated person to talk with, and they will deliver the right solutions for your family or your business.

We Deliver Value

Once we understand your needs, we will negotiate the right coverage and competitive premiums with the insurance provider most suited to you. Your premium dollars should be used to the best advantage, and we do that for you.

We Advocate for You

Insurance is complex and different for everyone, and that’s why it needs a human touch. We’ll guide you through purchasing your insurance and assist in the claims process. We have strong relationships with our insurance partners, who respect what we do, and because we have the right coverage in place for you from the beginning, we can and will advocate for you. Our commitment is to be there when you need us, always.

“We take the worry out of purchasing insurance. Call us: Our business is to protect yours.”

Marlene Morrison Nicholls
President & CEO

Live Your Best, Let Us Do the Rest

We’re here to ensure you’re protected and have insurance options for your business, your home and all that matters to you. Learn more: