Heritage or Unique Home Owner’s Guide

Do you own a Heritage or Unique Home?

Do you own a Heritage or Unique Home?

You need the right coverage.

If you own a Heritage, Unique or High Value Home you need an expert (like us!) to insure it. The special attributes & design elements of your unique dwelling will impact your home evaluation, and subsequent coverage. In regards to a Heritage Home, you may also face specific requirements for restoration should a claim occur. A High Value Home insurance policy includes enhanced features that go beyond a standard policy.

Advantages of a High Value Home policy:

  • Full Building Valuation by the insurance company will be provided
  • Qualified Guaranteed Replacement Cost
  • Unlimited by-laws coverage for increased cost of restoration
  • Higher limits for jewelery, fine arts, antiques and wine collections
  • Unlimited Additional Living Expenses
  • Higher limits for Worldwide Personal Liability protection

This type of package can work for a non-Heritage High Value Home, Condo or Seasonal Residence.

If this sounds like your Home, call us today and speak with one of our experts.