Coverage that Cares
with a Personal Touch
Keeping you protected is our top priority. Whether you’re looking to insure the family minivan, a commercial vehicle or your treasured classic car, we make sure you have the right policy at the right price — and you'll have the comfort of knowing we’re only a phone call away when you need our help.
Ask us how you can get the best value from your premiums by bundling your home and auto insurance.
Responsible Driver Rewards
Your safe driving can help you save on your auto insurance. With a simple app downloaded to your phone, you safe driving will be rewarded with lower premiums. From safe driver savings to accident forgiveness, we ensure good drivers get great rewards.
Why Choose Stewart Morrison Insurance?
We Provide Guidance
We provide genuine care, expertise and personalized service you can count on. You deserve to feel you can trust your insurance broker to do the best for you. We listen, ask questions and understand, taking the worry out of purchasing insurance. You will have a dedicated person to talk with, and they will deliver the right solutions for your family or your business.
We Deliver Value
Once we understand your needs, we will negotiate the right coverage and competitive premiums with the insurance provider most suited to you. Your premium dollars should be used to the best advantage, and we do that for you.
We Advocate for You
Insurance is complex and different for everyone, and that’s why it needs a human touch. We’ll guide you through purchasing your insurance and assist in the claims process. We have strong relationships with our insurance partners, who respect what we do, and because we have the right coverage in place for you from the beginning, we can and will advocate for you. Our commitment is to be there when you need us, always.
- Personal Auto
- Commercial Auto & Fleet
- Classic Car
- Motorcycle
Auto Insurance Made for You
Our team is here to guide you through understanding your auto insurance needs and all the options available, so your vehicle and everyone riding in it are fully covered. Here are some key auto insurance coverages to think about.
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Collision
This covers repairs to your vehicle if you’re in an accident with another vehicle or you hit an object like a guard rail or street light.
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Comprehensive
From fallen trees and large animals that run into the road to theft and vandalism, this auto insurance covers repairs for damage caused by anything other than a collision.
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Liability
You need to be protected financially if you cause an accident that injures someone or damages property. Liability covers damages, medical and rehabilitation costs and income replacement.
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Accident Benefits
If you or your family are injured in an auto accident, accident benefits will cover your health care costs and loss of income.
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Accident Forgiveness
This optional coverage protects your insurance rate if you cause an accident.
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Commercial Auto & Fleet Coverages
Your vehicle keeps your business running, so it’s important it has the proper protection. In addition to standard auto coverages like collision, liability and accident benefits, you may need additional coverages, such as:
Auto and Fleet: Special coverage if you have five or more commercial vehicles on your policy. Reduced rates may be available.
Trailers: Covers repair costs on your commercial trailer if it’s damaged while being towed.
Temporary Replacement Vehicle: When you make a claim requiring repairs, this optional coverage provides you with a rental vehicle, so your business can keep moving forward.
Waiver of Depreciation/Replacement Value: If your commercial vehicle is stolen or damaged beyond repair, this optional enhancement provides the replacement value, rather than the actual cash value.
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Classic Car Coverages
We insure all makes and models of collector cars — muscle cars, vintage cars, antique tractors and even classic military vehicles. Classic car insurance rates are much lower than everyday driver insurance, and we offer unique protections, such as:
Flexible Usage: Doesn’t limit how or when you can take your classic car for a spin — so you can drive to shows or take your ride for a long cruise.
Agreed Value Coverage: Insures your car for its true value, so you’ll be paid the full agreed value if your car is irreparably damaged, not the actual cash value.
Spare Parts Coverage: If you make a damage claim, this covers the cost of spare parts even if you’re not intended for your classic car’s make and model.
“Online estimates are fast and convenient, but how will you know if you’re getting the right coverage? At Stewart Morrison Insurance, you’re never a number. From safe driver rewards to bundling your home and auto, let our team of experts show you how to save and stay protected no matter where you’re headed.”