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Meet Our Team


158 Lindsay Street South Lindsay, Ontario K9V 2N1 (View Map)
Phone: 705-324-6681
Toll-Free 1-800-811-5841
Fax 705-324-7776
Monday - Friday 8:30am - 5:30pm

Static Map image of Lindsay Office Address


Marlene Morrison Nicholls

Marlene Morrison Nicholls R.I.B. (ON), C.I.P., C.A.I.B.


Marlene grew up on a farm west of little Britain. Having been married for 39 wonderful years, Marlene and Ken have raised three incredible daughters: Rachael, a PhD Candidate, Jacquelyn, a chiropractor, and Catherine, a CA. Marlene loves spending time with them and her two 'grand dogs' Elsa and Wilhelmina. Marlene enjoys theater, skiing, trips and golf. An avid volunteer, Marlene believes in giving back to the communities we serve. Having held positions as past President of the Lindsay & District Chamber of Commerce, past Vice-Chair of KLHCI, and currently, Marlene sits on the Committee to establish the Kawartha Lakes Community Foundation. Marlene is also active Rotarian, and a champion of diversity.

Ken Nicholls

Ken Nicholls R.I.B. (ON), C.I.P., C.A.I.B.

Vice President

Ken is a lifetime Lindsay resident, who loves anything and everything sports related. His particular passions include golf, boating, curling, or just puttering around the house building docks or fixing stuff. Ken and Marlene have been married for almost 40 years, and have raised three incredibly successful daughters; Rachael, Jacquelyn, and Catherine. Ken enjoys his dog family Elsa and Wilhelmina; and will bring them to work with him some days (which we all love!). Ken's grandfather, Garfield Henry, was a farmer in the Cameron area, and Ken himself use to compete at the Royal Winter Fair with his Hackney Ponies. As such, Ken has a keen interest in farm and business insurance, as well as technology - always making sure Stewart Morrison Insurance is cutting edge. Ken is current President of of Riverside Cemetery and a Director on the Board of the Fenelon & District Chamber of Commerce.

Emily Avery-Graves

Emily Avery-Graves BA, R.I.B. (ON), C.I.P.

Business Development Manager, HR Manager

Emily grew up in Little Britain, on beautiful Lake Scogog. Residing in Lindsay now with her husband, their two incredible boys, and one super friendly Golden Retriever, Bella, Emily is always on the go! Outside of work, you likely find Emily cheering her boys on at the hockey area, or carving out some fitness time at the local Crossfit Gym! If that were not enough, Emily always makes time to volunteer within her community. As current President of the Boys and Girls Clubs of Kawartha Lakes, and chair of the Dream Ball for the the Kawartha Haliburton Children's Foundation, Emily is incredibly passionate in helping all children grow and thrive in the same community she has chosen to raise her own kids.

Cindy Stephenson

Cindy Stephenson R.I.B. (ON)

Operations Manager

Cindy grew up in Seagrave Ontario, and attended Port Perry High School - Go Rebels! In 2000, Cindy moved to Kawartha Lakes with her fantastic family, and loves raising children here. Cindy has been with Stewart Morrison Insurance for over 10 years, and is our go to woman for pretty well everything in-house. Out side of work, you'll find Cindy with her family, watching her son play hockey, or shopping until she drops with her beautiful daughter!

Bev Fisher

Bev Fisher R.I.B. (ON), C.A.I.B.

Farm & Commercial Account Manager

Bev is one active woman! Residing in Oakwood with her husband, Lloyd, she is a Director at the Lindsay Central Exhibition, and an active member at the Oakwood Curling Club. Bev loves to quilt, sew, garden and spend time with her eight grandchildren! Bev has been with Stewart Morrison Insurance since 1994.

Carolyn Richards

Carolyn Richards R.I.B. (ON), C.I.P., C.A.I.B.

Personal & Commercial Account Manager

Carolyn leads and exciting life! President of the Kawartha Lakes ATV Association, she is an avid technical rider and ATV safety instructor. She has traveled all over the US and Canada to experience different trail systems on her ATVs. Carolyn works out 5 days a week, and loves a good trail run. Though her passion for ATVs and working out runs deep, they pale in comparison to her love for her two boys: Devon and Walker. This year will mark fifteen years with Stewart Morrison Insurance!

Cheryl Davies

Cheryl Davies R.I.B. (ON), C.I.P.

Personal & Commercial Account Manager

Cheryl was born and raised here in Lindsay. Cheryl is a longstanding member of the Women of the Moose and enjoys golfing, camping and spending time with her incredible family. Cheryl has been with Stewart Morrison Insurance for over 6 years and specializes in both Personal and Commercial insurance.

Kelly Patrick

Kelly Patrick R.I.B (ON)

Customer Service Representative

Kelly grew up in Whitby until the age of 14, when Kelly's father took the important job of Fire Chief here in Lindsay. Kelly has two wonderful kids, and is looking forward to her daughters wedding this summer. Kelly is incredibly sweet, which shows in her love of animals (she has four adorable dogs!). But look out fish, Kelly is an avid fisherwoman spending quiet moments out on the water. Kelly has been with Stewart Morrison Insurance since 2016.

Leanne Cartier

Leanne Cartier R.I.B. (ON)

Account Manager

Leanne grew up in Toronto, and has just recently relocated to Lindsay last July. Leanne loves camping and outdoor adventures in general - perfect fit for her new life in the Kawarthas. She has been with Stewart Morrison Insurance since September 2016, but has been in insurance for a number of years specializing in all personal lines.

Susan Wright

Susan Wright CAIB, R.I.B. (ON)

Account Manager

Susan was born in Scarborough, and over the years found herself moving closer and closer to the Kawarthas; finally settling in Lindsay 5 years ago. Susan has two adult children and one sweet nine year old. Susan's eldest daughter just became a RN, and the family couldn't be prouder! Susan has 18+ years experience in the insurance industry, and has been with Stewart Morrison Insurance for over 5 of those years, gaining her CAIB while working here!

Steve Green

Steve Green R.I.B. (ON)

Account Executive

Steve grew up right here in Lindsay. Having owned, operated, cooked for, and made famous, the Durham Cafe for 25 years, Steve was interested in mastering something new. Why not insurance?! May 2015 Steve joined Stewart Morrison Insurance and completed his R.I.B license in record time - actually, Steve won the Don Lambie award for receiving the highest exam grade in all of Ontario for that year! Steve frequently treats his colleagues to unbelievable homemade delicacies, which we in turn thank his gorgeous wife of 25 years for letting him out the door with them. Steve is also known as the dog whisperer, and has a sweet bully, named Bella.

Tracey Gilmore

Tracey Gilmore R.I.B. (ON)

Account Manager

Tracey has been living in Lindsay for 27 years, and has been with Stewart Morrison Insurance for 13! Tracey helped establish the Kawartha Lakes Minor Lacrosse Association in 2004, where she was an active Executive Member and volunteered for many different roles. Tracey has also been deeply involved with the Victoria Coutry Woman's Hockey League since 1995. Tracey has four fantastic children, and loves a good fun mud run!

William Kellett

William Kellett

Financial Analyst

William was born and raised here in Lindsay area. Being a money guy all his life, William joined Stewart Morrison Insurance as our money guy in 2015. William proclaims to be the most popular guy in the office twice a month on pay day (we agree!). He is also the proud father of sweet Shylinn.

Rebecca Stock

Rebecca Stock

Administrative Officer/Executive Assistant

Rebecca is fairly new to Lindsay and is enjoying the Kawartha lifestyle. She spends her free time outdoors, boating, kayaking, and touring trails with her other half, Mike. The friendly people and the charm of living in a small town have won Rebecca over - Rebecca loves Lindsay almost as much as her sweet schoodle, Bailey.

Shane Rosenberg

Shane Rosenberg R.I.B (ON)

Account Manager

Shane was born and raised in Lindsay; graduating from I.E Weldon Secondary School. After spending 4 years in the Canadian Forces (for that we thank him daily!), Shane attended Fanshawe College's Lawrence Kinlin School of Business, graduating from the insurance program in 2014. Shane currently resides in Peterborough, and is happy to be getting married this fall.

Laurie Chambers

Laurie Chambers Hon. BA

Marketing Coordinator

Laurie is new to the Lindsay area, and is excited to explore all that the Kawarthas have to offer this summer. Laurie has a sweet senior rescue pup named Atticus, and would probably have ten more dogs if her spouse would allow it. Laurie loves to garden, read, eat cheese, and visit with friends.

Lisa Milligan

Lisa Milligan R.I.B. (ON)

Personal Account Manager

Lisa was born and raised in Scarborough, spending summers in the Kawarthas. Ten years ago, Lisa decided to try living here 100% of the time, giving herself a year to see if she liked it. Two months into her move, she bought her home, adopted a sweet dog named Zoe, and has never looked back! Lisa loves snowmobiling, classic cars and boasts nineteen years of insurance experience.

Emma Ray Mosterd

Emma Ray Mosterd

TSR and Administrative Officer

Emma grew up in Lindsay, graduating from LVCI in 2014. Attending both Loyalist College and Trent University, Emma came to Stewart Morrison Insurance just this year to start her professional career (and we are lucky she chose us!). Emma enjoys spending time with her friends camping, having bonfires and taking trips to new places. Having a passion for sports including basketball, soccer and rugby, Emma was involved in competitive gymnastics from a very early age and still coaches today. As an avid reader, Emma always has a book on the go and can often be found snuggling her families three pooches. Emma loves her family, making others laugh and always looks forward to new adventures everyday!