Ontario Hospitality Insurance

Every hospitality business whether a hotel or restaurant, pub or nightclub each have unique risks but all face the need to protect their interests while at the same time look after their guests. 

When dealing with the public and serving their guests every day there are a number of things that could go wrong. An incident of food poisoning, a slip and fall in the lobby of your establishment, or an intoxicated patron all could pose a threat to your business. You need specialized coverage to provide protection from these unexpected events including:

  • General Liability
  • Liquor Liability
  • Contents and Equipment
  • Crime
  • Business Interruption

As a hospitality business, Liquor Liability is a key specialty coverage you need due to the exposure you face selling and serving alcoholic beverages. Liquor Liability provides coverage for bodily injury or property damage for which you may become legally liable as the result of contributing to a persons intoxication. This exposure is not covered under a general liability policy which is why it should form part of your insurance protection package.

How can Stewart Morrison Insurance help?

Stewart Morrison Insurance makes insuring your unique risks simple by providing a tailored solution to serve your insurance needs. By filling out our online form you will be connected with one of our experts who will shop the market for you for the best possible coverage and a competitive premium.