OurBlog @ SMI.

Providing you advice & insight.

The Importance of Boat Insurance

Boating is a huge part of living here in the Kawartha's, being right in the middle of the Trent-Severn Waterway with access to all the beautiful lakes and rivers of central Ontario.

If you are fortunate enough to own your own boat, then you know how rewarding yet costly ownership can be. Oddly enough, it is still not mandatory to insure your watercraft in Ontario; however, as much as we don't like to think about it, an active day of wakeboarding, skiing or jumping off for an afternoon bite to eat in Fenelon Falls, Bobcaygeon or Lindsay, could be the most vulnerable you ever leave yourself.

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Personal Cyber Protection

Cyber attacks are no longer the plot to a thrilling movie, they have moved off the silver screen and have become part of our lives as we know them. Protecting yourself from the outcomes of an online attack is now increasingly important, and coverage can easily be added on to your homeowners policy.

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Oil Tank Safety

Do you heat your house with oil? Then you know there is a risk of costly property and environmental damage due to leaks or spills - which is why it is a factor in determining your home insurance premium.

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Holiday Fire Prevention

Last week, we met with Karl Gleason, Fire Prevention Inspector with the City of Kawartha Lakes, to learn how to keep safe over the holiday season. We learned some pretty interesting and important facts! Here are his 6 top safety tips:

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Cyber Security Awarness Month

October has been dedicated as Cyber Security Awareness Month as Canadians lost $40 Million to online scams in 2016, alone. As instances of identity theft and other online security violations continues to become more prevalent, it is important to identify the risks.

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If you own a home oil tankā€¦

Leaks and spills from home-heating oil tanks are dangerous and costly. One litre of leaked oil can contaminate one million litres of drinking water. 

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