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Auto Insurance Has Changed

Written by on 6/2/2016 10:48 AM in , , . It has 0 Comments.

The Accidents Benefits coverage available under your auto insurance policy in Ontario has changed effective June 1, 2016. Accident Benefits coverages are in place to assist with expenses should you suffer injuries in an auto accident. Whether you are buying a new policy or renewing an existing one, you should be aware of the most significant changes.


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May Community Events

Written by on 4/18/2016 12:01 PM . It has 0 Comments.

Fenelon Falls Country Living Show
April 29 - May 1, 2016

Rotanza
May 6, 2016

Victoria Day - Office Closed
May 23, 2016

Be a Kid For a Day
May 28, 2016

 


Protect Your Home From Water Damage

Written by on 2/2/2016 7:33 AM in , , , . It has 0 Comments.

Did you know? Water and wind damage caused by severe weather account for half of all property insurance claims. With unusually warm temperatures, it's important to consider preventative measures for water damage. Making sure you’ve done all you can to protect your home can save you money and help prevent potential damage to your home in the future. Here are some tips: OUTSIDE YOUR HOME Clean out and repair eaves troughs and downspouts Ensure downspouts extend from your home by at least six feet  or set  up a rain barrel to catch water runoff Repair driveways, walkways, patio deterioration and seal cracks Paint or stain exterior trim, fences and decks as needed Repair damage on the outside of your home, including cracks or storm damage Find and seal any foundation, crawlspace, or basement crack, seepage or leaks Wash and repair holes in window and door screens Ensure the soil around your home slopes away from the foundation INSIDE YOUR HOME ...


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6 Ways to Reduce Your Home Insurance Premium

Written by on 1/19/2016 1:29 PM . It has 0 Comments.

Insurance involves the pooling of funds from many customers to pay for the losses that some customers may incur. The premium that is determined is based on the likelihood of how frequently events may happen. Many variables are factored in when determining what your home insurance cost will be. Insurance companies look at all your needs and your lifestyle and determine a price based on your property, contents and personal experience that is specific to you. Here are 6 ways that could reduce your home insurance premium: Ask about discounts you may be eligible for: Talk to your broker to find out if you qualify for any additional discounts such as those for being mortgage or claims free. Bundle: Consider buying homeowners and automobile insurance coverage from the same company. Use your good credit: Where permitted, allowing your broker to soft check your credit can result in preferred pricing. Intact Insurance will only use this information to help determine your premium; we will never rais ...


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January Community Events

Written by on 1/18/2016 12:34 PM . It has 0 Comments.

New Years Day - Office Closed
January 1, 2016

Robbie Burns Curling Bonspiel - Lindsay Curling Club
January 27, 2016

Robbie Burns Dinner & Dance - Woodville Legion
January 30, 2016


A Hole in Your Boat Could Leave a Hole in Your Pocket

Written by on 1/6/2016 8:08 AM . It has 1 Comments.

Is Your Boat Covered While In Transit?  If you plan on stopping by the Toronto Boat Show, running January 8 - 17, you may be in the market for a new boat. A boat is likely one of the more expensive investments in your life, right after your home and/or car(s). So, although boat insurance isn't mandatory, it's important to get your ducks in a row. What happens if an accident occurs while towing your new boat home? The liability protection on the auto insurance policy of the towing vehicle will extend to cover damage or injury to others that is done by your towed boat and/or trailer, if you are negligent. This is a good reason to check your auto liability limits to make sure that they are adequate -- damage to other vehicles can cost thousands of dollars! However, the damage to your boat and trailer would be covered by your Boat Insurance policy, if you had one. If you don't have a boat insurance policy in place, you will be out of pocket for the damages to your new boat and trailer. Those cost ...


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New Traffic Laws in Ontario

Written by on 1/5/2016 6:02 AM . It has 0 Comments.

As of January 1, 2016,  all drivers (including cyclists) must now stop and yield the whole roadway at pedestrian crossovers, as well as school crossings that have a crossing guard carrying a stop sign. That means you can't just wait until people have cleared enough space to allow you to zoom through in these areas — you have to wait until they've fully reached the other side.

Failure to do so could mean fines from $150 to $500 and three demerit points, or double that in Community Safety Zones, which are marked and found near schools and public areas.

This law came into effect in a response to recommendations from a 2012 coroner's report on pedestrian deaths. The report found 3% of pedestrian deaths in Ontario between 2008 and 2012 occurred at crossovers.

To make things a little more confusing, it appears crosswalks may not be exactly what you thought they were. To learn the difference between a crossover, a crosswalk and a school crossing, click here.


Source: http://www.mto.gov.on.ca/


How To Avoid Potential Holiday Disasters

Written by on 12/14/2015 9:02 AM . It has 0 Comments.

  This holiday season you want festivities filled with fun, family, and fabulous food... not insurance claims. Unfortunately, with each holiday season comes the potential for disaster. As you celebrate the season, keep the following in mind. It may not help with in-law issues, but it will, at least, give you peace of mind. Cooking: According to the National Fire Protection Association, cooking is the leading cause of residential fires in the U.S. From deep-fried turkeys to pie bake-a-thons to reheating contributions to potluck suppers, cooking for the holidays offers the potential for kitchen fires. To improve your odds, closely monitor long cook times and take precautions to avoid spillovers. Decorations: Festive decorations can also be fire hazards. Don't leave candles unattended, especially with young kids around. Water your Christmas tree often, don't use lights with frayed wires, and don't overload outlets. Theft: The holidays are busy times for everyone, including thieves. Take steps to prot ...


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