OurBlog @ SMI.

Providing you advice & insight.

Cyberattacks: A Threat to All Businesses

1 in 5 Canadian companies was hit by a cyberattack in 2017.

1/3 of Canadian firms do not report carrying cyber insurance coverage.

Human error is the #1 reason behind most cyberattacks

 

 

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Changes to Distracted Driving Laws in Ontario

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Civic Holiday 2019

On Friday, August 2nd all SMI offices will close at 4:00 and all SMI Offices will be closed on Monday August 5 for the Civic Holiday. Sorry for any inconvenience.

In the event of an emergency claim, please call John at: 705-340-1423

Have a great long weekend!

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RV Rental Insurance

What You Need To Know Before You Rent Out Your RV.

Own an RV? Have you thought about renting it out through an RV-share site? Smart idea! It can be a great way to finance that new trailer you have been pining over, or just a neat way to make some extra money - just make sure you are covered... Read This.

 

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Here We Grow Again!

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The Lindsay Golf & Country Club Ladies Night

Join us TONIGHT at The Lindsay Golf & Country Club Ladies Night!

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Victoria Day Office Hours

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Cannabis and Home Insurance

4 Common misconceptions surrounding legalized recreational cannabis use, and your home insurance policy.

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Easter Hours

Happy Easter! Please note of our office hours Easter weekend 2019. #HoppyEaster #OfficeHours

 

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2018 Holiday Hours

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Santa Day 2018

Thank you to everyone who joined us for Santa Day 2018, in Fenelon Falls!

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Microblading, Eyelash Extension & Permanent Makeup.

We pride ourselves on being on-top of all the hottest trends in the business: drones, cyber security, and even the newest in beauty. The uptake of microblading, eyelash extensions, and permanent makeup is nothing short of astounding! And with the increase of demand, we have seen a huge increase in those willing to supply.

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The Importance of Boat Insurance

Boating is a huge part of living here in the Kawartha's, being right in the middle of the Trent-Severn Waterway with access to all the beautiful lakes and rivers of central Ontario.

If you are fortunate enough to own your own boat, then you know how rewarding yet costly ownership can be. Oddly enough, it is still not mandatory to insure your watercraft in Ontario; however, as much as we don't like to think about it, an active day of wakeboarding, skiing or jumping off for an afternoon bite to eat in Fenelon Falls, Bobcaygeon or Lindsay, could be the most vulnerable you ever leave yourself.

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Insuring your Trailer, RV or Motorhome.

Just like any other vehicle or home, you need insurance on your RV to protect you and your belongings. However, there is a distinct difference between most insurance policies and RV insurance because there are so many different uses. Depending on the usage and location of your RV, making sure the coverage fits your needs is paramount. An auto policy can be extended to your RV, but coverage is very limited.

 

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Planning A Party?

We are in the throes of event season here in the Kawartha's. Our scenic landscape provides the perfect backdrop for weddings, cottage parties, concerts, family reunions and barnyard shindigs. And part of your planning process should include a quick chat with your insurance broker (or us!) as there are a myriad of insurance options available to the Host of the event.

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Stewart Morrison Insurance Supports the Arts!

Stewart Morrison Insurance is the proud sponsor of the Globus Theatre Children's shows for 2018.
This sponsorship allows kids in the Kawarthas Lakes the opportunity to find a passion in the Arts! It also allows for families and friends to see these shows at a reduced cost of $5 a ticket! Get out and take in a show, support the arts, and see how important the LAB is to our community.

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Drone Insurance is here

Drones, or unmanned aerial vehicles (UAVs) are changing the way many traditional industries conduct business, and the insurance industry is responding.

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Personal Cyber Protection

Cyber attacks are no longer the plot to a thrilling movie, they have moved off the silver screen and have become part of our lives as we know them. Protecting yourself from the outcomes of an online attack is now increasingly important, and coverage can easily be added on to your homeowners policy.

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Do I need farm insurance?

From large commercial operations, to small hobby farms, we understand that every farm is unique and therefore your coverage should be too. 

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Oil Tank Safety

Do you heat your house with oil? Then you know there is a risk of costly property and environmental damage due to leaks or spills - which is why it is a factor in determining your home insurance premium.

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Holiday Fire Prevention

Last week, we met with Karl Gleason, Fire Prevention Inspector with the City of Kawartha Lakes, to learn how to keep safe over the holiday season. We learned some pretty interesting and important facts! Here are his 6 top safety tips:

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Cyber Security Awarness Month

October has been dedicated as Cyber Security Awareness Month as Canadians lost $40 Million to online scams in 2016, alone. As instances of identity theft and other online security violations continues to become more prevalent, it is important to identify the risks.

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Tips for safely closing your cottage or trailer.

It would seem as thought summer 2019 barely arrived, and now with this late summer heat wave it is hard to believe that it is actually Autumn! But with the arrival of our fall colours, we all know that the first snowfall is not that far off - and with that, it is time to close up our summer getaways for another year.

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Home Sharing Insurance Is Finally Here!

Renting your home to potential vacationers through AirBnB, HomeAway, VRBO and others, has become increasingly popular over the last couple of years; especially here in the Kawartha Lakes and surrounding areas.

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6 things to think about when buying a cottage in the Kawarthas

There is no denying that the real estate market in the Kawarthas is red hot, right now. For those of us who live here, and our friendly GTA neighbours looking for an escape from the city and 400 series driving - finding a second home, or cottage has never been more challenging.

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If you own a home oil tankā€¦

Leaks and spills from home-heating oil tanks are dangerous and costly. One litre of leaked oil can contaminate one million litres of drinking water. 

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